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Construction is a high risk business, whether you’re a property developer, custom home builder, independent contractor, or skilled tradesperson. Every working day, you and your employees face risks to your personal safety, risks of equipment and materials theft, not to mention the risks to your client’s property due to errors. There’s even the possibility that …
Spring is a very busy time. Once winter hibernation ends, it seems that many of us start home renovations. We purchase cottages, start landscaping projects and plan fun, family summer adventures. With all your activities and the growth of your personal assets, there is a need to protect you and your family from heightened liability …
Stiffer fines and long-term consequences were introduced for distracted drivers in Ontario on January 1, 2019. If you are an Ontario resident it is now more important than ever before to know what counts as distracted driving and the penalties (and consequences) you could face for driving distracted. We recommend educating yourself before getting behind …
New, harsher penalties for those found guilty of impaired driving came into effect in Ontario on January 1, 2019. According to the Ontario Ministry of Transportation website, impaired driving means operating a vehicle while your ability to do so has been compromised by the consumption of alcohol, drugs, or both. This includes cars and trucks, …
Umbrella insurance works much the same way as an umbrella does when your raincoat just isn’t cutting it. Whether you’re an individual with regular home and auto insurance to protect your family, a landlord, or a business owner, umbrella insurance can provide extra coverage when you need it most. Here’s how umbrella insurance works. …