Important Notice regarding COVID-19: Palladium is serious about the health and safety of its employees, and clients. While our offices remain open, we ask that you please make an appointment given hybrid/remote work considerations. Thanks for your understanding and we look forward to seeing you.

Benefit Plans

Because Your Team is Your Business

Most businesses find it challenging to attract and retain high-performing employees. The right health and dental plan can help inspire loyalty, engagement and productivity in your team by showing them that when it comes to their health, you have their back.

Palladium Insurance helps businesses and individuals find the best health and dental plan for their needs. Group plans and flexible group benefits plans are available for as few as two people, but can scale easily as you grow. Best of all, thanks to the purchasing power of our buying group, your plan can provide incredible value.

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The Benefit Plan Experts

Whether you’re looking for health and dental insurance for your employees or yourself, we can help you find the right coverage.

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Benefit Plans Are a Win-Win

When your employees are happy and healthy, they’re better able to excel in their work. Here’s why even the smallest businesses should consider investing in health and dental plans.

Advantages for Employers

  • Helps you hire and retain great employees.
  • Saves on financial and other impacts from turnover and hiring processes.
  • Encourages more engagement and higher productivity.
  • Turns your team into evangelists for your company.

Advantages for Employees

  • Provides peace of mind for employees to know they and their families are protected.
  • Makes growing health care costs more manageable.
  • Encourages employees to actually get the health care they need.
  • Premiums may be tax deductible as part of the Medical Expense Tax Credit (METC), depending on what you use your plan for.

Types of Coverage Your Plan Can Include

The Palladium team can advise you on the many different kinds of coverage you can have under one plan. It’s all about the best fit for you and your employees.

    Prescription drugs

    Dental care

    Vision care

    Massage therapy


    Chiropractic treatment

    Disability coverage

    Life insurance

    Travel insurance

    Critical Illness

    Health Care Spending Account

    Employee Assistance Program (EAP)

    Benefit Plan Options

    Our programs can be customized so that you don’t pay for coverage that you don’t need.

    Group and Flexible Group Benefit Plans

    One-size-fits-all plans can work extremely well for most organizations. 

    Some companies, however, prefer flexible plans so that employees can choose their own level of coverage. After all, the health and dental needs of employees will vary depending on age, health status, and lifestyle. Employees willing to pay more can buy the coverage they need, and others can pay less if they are unlikely to use the plan. 

    Flex plans used to only be available for larger firms, but with new technology insurers can offer a flex plan to groups of three or more employees.

    Learn More

    Individual Health and Dental Plans

    Are you an independent contractor? Do you work at a company without a benefits plan?

    Individual health and dental plans can help fill the gaps in provincial coverage and provide you with the protection you need including prescription drugs, health practitioners such as massage and physiotherapy, travel insurance, vision, and dental.

    Learn More