Blog

Tips for Temporary Closures and Slowed Construction¶

Working remotely and the concept of social distancing are things we’ve all been getting used to. While the main focus of these initiatives is our health and safety, as well as the health and safety of the people we love, we need to be mindful that the now (temporarily) vacant worksites and/or staggered operations on worksites should also have safe…

Working With You To Flatten Your Premiums¶

The world is dealing with an outbreak, businesses are closed or working reduced hours, and the masses are forced to isolate themselves. In unpredictable and difficult times like these, we understand that you've got enough to worry about. Our team is committed to finding you the right coverage and helping you through payment issues, and now, we're…

COVID-19 Response¶

We understand that our business clients are being negatively impacted by the COVID-19 pandemic, and have questions regarding coverage. In anticipation of those questions, and based on the information currently available, we are reaching out to provide some timely information. At this time, the main concern is around a Government-mandated temporary…

Palladium Insurance Comes Through for Their Clients During Hard Times¶

MedAssure and DentAssure clients have been approved for pandemic claims. Ottawa, March 31, 2020 — Ottawa’s own, Palladium Insurance announced that pandemic claims for MedAssure and DentAssure clients will be paid. The team has been working with the program underwriter to have its pandemic outbreak endorsement respond to claims since COVID19 closed…

Summary of The Canadian Government’s Financial Announcement¶

To our valued clients, On March 18th, in an effort to address the ongoing financial fall-out arising from the COVID-19 pandemic, the federal government announced a number of new measures designed to support and assist Canadian businesses, employees and families. This announcement highlights a number of key initiatives that are being implemented by…

Floodproofing Your Home - Prepare for Spring¶

April showers bring May flowers, but they’re also a flood hazard. Frozen terrain prevents melting snow from being absorbed into the ground. Rain causes the snow to melt more quickly, as water accumulates, the risk of flooding increases. Floodproofing your home has never been more important. Take on the season with these helpful tips: Safely remove…

Your Guide to Winter Property Maintenance¶

Ottawa winters can be relentless. Not only do the nightmarishly cold temperatures make it hard to leave the house, but when we do, we also need to be mindful of the obstacles created by dangerous ice patches or large chunks of snow and ice falling from the rooftops above us. As a landlord, you need to be extra mindful of property maintenance durin…

Waterloo Brewing loses $2.1-million in ‘sophisticated’ cyberattack¶

A few weeks ago, Waterloo Brewing lost $2.1 million after criminals convinced the company to send funds to a fraudulent account. Employee impersonation is a popular tactic among fraudsters, as we see it in all industries. We recommend employees being trained on how to verify requests for money before making payments. It is also important for you…

Protect Yourself, Not your bank!¶

Stay away from Mortgage Insurance BUY Life Insurance When you buy a home, you need a way to help protect yourself and your family financially, no matter what happens. When you review the information at the bank, mortgage insurance seems like a good option. The mortgage will be paid if i die, but is this really the best option for you? Life insuran…

Introducing Silvia¶

We’d formally like to welcome Silvia Riga, Client Executive, to the team! Silvia started in the industry when she was 19 and she’s never looked back. "Insurance is built on relationships," says Silvia– it's what she loves most about the industry. By leveraging her interpersonal skills and communication skills, she was able to work her way up the…

Considering a Professional Disability Insurance Program?¶

Some important things to be sure to address in the plan details are: Ownership is the first thing to look at. Should it be held inside your corporation as a Wage Loss Replacement Program, or outside as an income replacement program. Consult with your Insurance Advisor along with your accountant before putting a plan in place. 1. Make sure you have…

Capital One Security Breach¶

The Breach Last week, Canadians witnessed one of the largest security breaches in history. The Capital One data breach affected more than 100 million customers, including six million Canadians.  Phone numbers, addresses, postal codes, personal financial information, and emails were compromised as a result—not to mention, one million Social In…

3 Surprising Benefits of the Right Commercial Construction Insurance¶

Construction is a high risk business, whether you’re a property developer, custom home builder, independent contractor, or skilled tradesperson. Every working day, you and your employees face risks to your personal safety, risks of equipment and materials theft, not to mention the risks to your client’s property due to errors. There’s ev…

Should You Consider Umbrella Liability Insurance?¶

Spring is a very busy time. Once winter hibernation ends, it seems that many of us start home renovations. We purchase cottages, start landscaping projects and plan fun, family summer adventures. With all your activities and the growth of your personal assets, there is a need to protect you and your family from heightened liability risks. An umbre…

Distracted Driving In Ontario¶

Stiffer fines and long-term consequences were introduced for distracted drivers in Ontario on January 1, 2019. If you are an Ontario resident it is now more important than ever before to know what counts as distracted driving and the penalties (and consequences) you could face for driving distracted. We recommend educating yourself before getting…

Impaired Driving - New Laws Have Landed in Ontario¶

New, harsher penalties for those found guilty of impaired driving came into effect in Ontario on January 1, 2019. According to theOntario Ministry of Transportation website, impaired driving means operating a vehicle while your ability to do so has been compromised by the consumption of alcohol, drugs, or both. This includes cars and trucks, but…

Protect Yourself And Your Business With Umbrella Insurance¶

Umbrella insurance works much the same way as an umbrella does when your raincoat just isn't cutting it. Whether you're an individual with regular home and auto insurance to protect your family, a landlord, or a business owner, umbrella insurance can provide extra coverage when you need it most. Here's how umbrella insurance works. What Exactly is…

Why You Need to Secure Your Brewery or Distillery With Excise Tax Bonds¶

Travel Insurance Coverage for Snowbirds¶

Maybe you are a seasoned travel veteran and know about the protection Travel Insurance offers while you are away. Maybe you know all about the lure of warmer weather, new activities, and the change of pace and place during the colder months of the year. Or, maybe this will be your first of many winters traveling south to escape the wrath of Ottawa…

Here are 7 Tips for Keeping Your Wine Collection Enjoyable¶

Chances are, if you love wine, you may have some go-to favourites. You may collect wine, slowly amassing an amazing selection of wines from all over the world.  You also may even have a wine fridge or wine cellar where you ensure your bottles are properly stored and cared for.Wine is romantic, wine is classy and wine is expensive. Most of the…