Auto Insurance

Whether you drive a classic car or a brand new set of wheels, we have you covered. At Palladium Insurance, we choose the right coverage to protect your vehicle and your loved ones giving you piece of mind right out of your laneway.

We cover more than your car. We offer extensive coverage for your recreational vehicles too; Motorhomes, motorcycles, four-wheelers, snowmobiles — on the road or off, we help protect you wherever you go.

Save on your Automotive Insurance if:

  • You have completed driver training
  • You have a clean driving record (no driving convictions and no at-fault accidents)
  • You are a retired resident of Ontario
  • You are insuring more than one car with Palladium Insurance
  • You have a child with limited access to the insured automobile while attending school, college or university
  • You are insuring both your home and car with Palladium Insurance

don’t txt + drv

The fight to end distracted driving starts with you. I pledge to leave the phone alone while driving

    We’ll send you your pledge and nothing else. We promise.

    In Case of a Traffic Accident

    1. Attend to the injured. Call Emergency Services:
      Emergency: 9-1-1 or Ottawa Police: 613-236-1222
    2. Do not admit liability.
    3. Record details of the accident, witnesses and other parties.
      (Download Accident Details Sheet)
    4. Have your vehicle towed if you cannot drive it.
    5. Report the accident to our office.

    Orléans: 613-824-0441 or 1-800-566-6314
    Kanata: 613-599-5740 or 1-888-599-5740

    For after hours emergency care contact the insurance company directly. Your insurance company’s name is on the top of your pink insurance card.

    View a list of insurance company phone numbers

    In case of emergency, dial 9-1-1

    Emergency Car Kit

    Canadians love to drive. Let’s face it, we have such a vast country, sometimes we don’t have the choice. Road trips are a way of life for us. We drive hundreds and thousands of kilometres on vacation, to visit family, or just to get to the great wide open. Whether on the highway in the hot summer sun, on rainy streets or on snow-covered roads, we need to be prepared for anything.

    Being stuck in your vehicle for long periods of time during any season can be unnerving. Assembling a kit of emergency preparedness materials can make the difference between being stranded and waiting for emergency services in relative comfort.

    The Canadian Red Cross sells emergency preparedness supplies you can keep in your car.

    Buy them here

    We suggest you keep the following items in a water-tight bin in your vehicle.

    • Water in plastic bottles that won’t break if they freeze
    • First aid kit with a seatbelt cutter
    • Non-perishable food, such as energy bars
    • Blanket
    • Crank or battery operated flashlight, with extra batteries
    • Road maps
    • Road flares
    • Candles in a deep can and matches
    • Work gloves
    • Windshield washer fluid
    • Jumper cable or batter pack
    • Sand, salt or kitty litter
    • Shovel and ice scraper and de-icer (methyl hydrate)
    • Whistle, in case you need to attract attention


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      COVID-19 Important Update:

      Palladium is serious about the health and safety of its employees, and clients. Accordingly, we have been instructed to limit non-essential, in-person meetings. While our offices remain open, we ask that you please make an appointment before arriving. Many of our employees have chosen to work remotely, and by making an appointment you ensure that your broker will be available (and present) to meet with you. Please note that all public health guidelines must be followed including without limitation, the wearing of face masks, social distancing, and completion of our COVID screening questionnaire.