Water Damage

Many of the thousands of residential water damage insurance claims made every year are avoidable. Water damage caused by everything from sewer backups, leaky roofs, burst pipes, faulty foundations and cracks in basement walls, has become a leading home insurance claim in the past few years. As a matter of fact, water damage has replaced fire as the primary source of insurance claims.

Flood prevention tips and resources

Here are some helpful resources developed by the Intact Centre on Climate Adaptation that you can use to help prevent a water-related claim:

Home Flood Protection Check Up

Complete a virtual check-up and receive a customized assessment of your home. The assessment provides you with site-specific guidance to help achieve practical, cost-effective means to reduce your chances of a household flood risk.

Steps to Cost-Effective Basement Flooding Protection

This guide provides a summary of actions that you can take to reduce the threat of a basement flood. While some actions require a specialist, many items can be completed by the homeowner.

Seasonal Flood Protection Maintenance Checklist

This checklist offers steps you can complete both inside and outside your home that can help minimize your flood risk and the cost of cleaning up after a flood.

Residential Water Exposure

Keeping your home safe and sound is important. When it comes to protecting your home, it’s important to consider water damage. Whether it’s a leaking roof, sewage backing up into your home, or a faulty appliance, even a little bit of water can cause a lot of damage.

Completing this questionnaire will help us understand how well your home is protected against potential water damage, if any steps should be taken, and if you have the right coverage.

We are asking all of our clients to complete and return this questionnaire so that we can properly advise each one of you on coverage options available. Please do not hesitate to contact us should you have any questions.