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How Effectively Protecting your Family’s Financial Situation Offers Peace of Mind

There is nothing more important than the ability to effectively protect the health and well being of your family. In the home, having secure locks on the door helps control who has access; a security system also takes this a step further. The financial security of the home takes a thoughtful plan in order to secure the best future. We pride ourselves on a long history of preserving the financial integrity of Canadian families, achieved through solutions tailored to the client.

Mortgage Protection

So, what is the best way to protect your home? When a property is first purchased and a mortgage is secured, most banks (if this is your mortgage source) will offer mortgage insurance. On the surface it seems to be a great way to protect your home/family in the event of sudden death, however it will not cover all necessary needs. Mortgage insurance solely protects your mortgage, and not your family. At Palladium Insurance we offer a more flexible life, critical illness and disability mortgage protection solution.

What makes the Palladium Insurance mortgage protection different from traditional mortgage insurance is the following:

  • Control - Unlike mortgage insurance that expires after a determined amount of time, our mortgage protection gives you total control; you determine when your coverage will lapse.
  • Consistency - Even if you sell your property, your Palladium Insurance coverage remains intact. This means your coverage always remains level and guaranteed for the length of the term. Traditional mortgage insurance doesn’t offer the same control.
  • Freedom - Coverage is portable and you can use the benefits (ie: cover immediate costs that would occur in the event of a sudden death) as you see fit.

Solutions You Can Trust

Our family protection products are designed to offer optimal peace of mind. Underwriting occurs only once at the time of application. This means that you never have to reapply. At Palladium Insurance we work closely with you ensuring the coverage given effectively meets your needs, especially as they evolve over time. Learn more about our family protection solutions and let us earn your trust.