Like any other product, insurance becomes less expensive if you buy in bulk. Our proprietary buying group for health and dental insurance combines the purchasing power of hundreds of companies together, which saves you money for perpetuity.
While most association-style plans only offer cookie-cutter plan designs, our buying groups allow you to completely customize your plan to meet the needs of your individual firm – all while maintaining complete independence between buying group members.
Have you ever lost out on hiring a great prospective employee because your company doesn’t have a benefits plan? Offering employees health and dental coverage may not be as out of reach as you think, since plans can start with as few as 2 people and plans can be customized to fit any budget. Most plans cover prescription drugs, visioncare, health practitioners such as massage and chiropractor, travel insurance and dental, but our programs can be customized so that you don’t pay for coverage that you don’t need.
One-size-fits-all plans can work well, but some companies may wish to provide a program where employees can choose their own level of coverage, which generally increases employee satisfaction levels. The health and dental needs of employees will vary depending on age, health status, and lifestyle, so why not allow employees willing to pay more to buy the coverage they need, and provide employees an option to pay less if they are less likely to use the plan? Flex plans used to only be available for larger firms, but with recent new technology enhancements insurers can offer a flex plan to a group of 3 or more employees.
Are you an independent contractor? Do you work at a company without a benefits plan? Individual health and dental plans can help fill the gaps in provincial coverage and provide you with the protection you need including prescription drugs, health practitioners such as massage and physiotherapy, travel insurance, vision, and dental.