Successful business leaders know that building a strong workforce and promoting health and wellness does much to encourage loyalty and enhance productivity—which in turn means higher profits. From pensions to life insurance, health plans and employee assistance options, we can help you choose from a range of products that result in the kind of group benefit plan that keeps you a healthy distance ahead of the competition.
Protect Yourself, Not Your bank
With your bank’s mortgage insurance you may not always be covered.
In most cases underwriting is done at the time of a claim, which could mean there is NO guarantee you will be covered at claim time
With an individual Life plan, you are.
Individual Life coverage is fully underwritten when you apply, so once you are approved there is no formal medical qualification.
The health and dental needs of employees will vary depending on age, health status, and lifestyle. A young and single employee will have a very different perspective on benefits versus a middle-aged employee with children. To meet the differing needs of employees today and as they change over time, a Flexible Benefits Plan allows employees to make personalized coverage choices. Historically flex plans were only available to larger companies, but recent technological advances in online enrolment and real-time flex credit calculation have made it possible for small to medium size firms (even with as few as 5 employees) to easily implement a flex plan to optimize employee satisfaction while controlling costs.
In an industry landscape that includes government cut-backs, an aging population and double-digit healthcare inflation, balancing benefits costs with attracting and retaining talented employees has become a significant challenge for Canadian employers. In today’s healthcare climate, a cookie-cutter approach to benefits simply does not work. At Palladium Insurance, our experts provide customized benefits solutions that will help you provide choice and flexibility to employees, while optimizing coverage within a sustainable financial framework.
When you know you need Life Insurance you have options. Term insurance allows you to rent; you could buy Permanent Life Insurance or you can invest in Legacy Insurance.
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From now on, I will protect lives and avoid distractions caused by talking, texting or using a hand-held electronic device while behind the wheel. I will be a good passenger and speak out if the driver of the car is distracted. I will encourage my friends and family to “just drive” too.