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Some important things to be sure to address in the plan details are: Ownership is the first thing to look at. Should it be held inside your corporation as a Wage Loss Replacement Program, or outside as an income replacement program. Consult with your Insurance Advisor along with your accountant before putting a plan in …
The Breach Last week, Canadians witnessed one of the largest security breaches in history. The Capital One data breach affected more than 100 million customers, including six million Canadians. Phone numbers, addresses, postal codes, personal financial information, and emails were compromised as a result—not to mention, one million Social Insurance numbers. “It’s scary to just …
Construction is a high risk business, whether you’re a property developer, custom home builder, independent contractor, or skilled tradesperson. Every working day, you and your employees face risks to your personal safety, risks of equipment and materials theft, not to mention the risks to your client’s property due to errors. There’s even the possibility that …
Spring is a very busy time. Once winter hibernation ends, it seems that many of us start home renovations. We purchase cottages, start landscaping projects and plan fun, family summer adventures. With all your activities and the growth of your personal assets, there is a need to protect you and your family from heightened liability …
Stiffer fines and long-term consequences were introduced for distracted drivers in Ontario on January 1, 2019. If you are an Ontario resident it is now more important than ever before to know what counts as distracted driving and the penalties (and consequences) you could face for driving distracted. We recommend educating yourself before getting behind …