Umbrella Insurance…Does Your Lifestyle Warrant Additional Liability Coverage?
High net worth homeowners need specialty protection for more than just bricks and mortar. You need to protect your personal assets that are at risk from basic limits of liability. A personal umbrella policy provides additional protection in excess of the standard liability limit for homes, condos, cottages, high valued automobiles, pleasure crafts and recreational vehicles.
Your travel schedule takes you far from home for both business and pleasure. An umbrella policy covers your personal activities anywhere in the world
Rental Car Protection
Some umbrella policies will offer up to 60 days of protection for liability and physical damage for rented automobiles
Additional insurance protection including:
- Not-for-profit D&O – participation as a Director or Officer of a not-for-profit organization including Condominium Associations
- Uninsured and underinsured motorist – covering the costs you are legally entitled to receive from such motorists
- Costs to investigate and defend legal suits
How much do you stand to lose in the event of a lawsuit? An umbrella policy could have a limit of as high as $10 million dollars
Guarding your Reputation
An umbrella policy should cover you for any personal injury, including libel and slander
Legal awards can escalate quickly and a minor incident could develop into a major lawsuit. Professionals are needed to provide you with support throughout the life of the claim, ensuring both you and your financial assets are protected.
Let Us Earn Your Trust!