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Auto Insurance

Whether you drive a classic car or a brand new set of wheels, we have you covered. At Palladium, we choose the right coverage to protect your vehicle and your loved ones to give you piece of mind right out of your laneway.

We cover more than your car. We offer extensive coverage for your recreational vehicles too. Motorhomes, motorcycles, four-wheelers, snowmobiles — on the road or off, we help protect you wherever you go.

You may be eligible for savings if any of the following apply to you:

  • You have completed driver training
  • You have a clean driving record (no convictions in the past three years and no at-fault accidents in the past six years)
  • You are a retired resident of Ontario
  • You are insuring more than one car with Palladium Insurance
  • You have a child with limited access to the insured automobile while attending school, college or university
  • You are insuring both your home and car with Palladium Insurance (where applicable)

You may be eligible for added savings if we insure your home as well. Use the quick contact form below to ask us for a quote today.

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Emergency Car Kit

Canadians love to drive. Let’s face it, we have such a vast country, sometimes we don’t have the choice. Road trips are a way of life for us. We drive hundreds and thousands of kilometres on vacation, to visit family, or just to get to the great wide open. Whether on the highway in the hot summer sun, on rainy streets or on snow-covered roads, we need to be prepared for anything.

Being stuck in your vehicle for long periods of time during any season can be unnerving. Assembling a kit of emergency preparedness materials can make the difference between being stranded and waiting for emergency services in relative comfort.

We suggest you keep the following items in a water-tight bin in your vehicle.

  • Water in plastic bottles that won’t break if they freeze
  • First aid kit with a seatbelt cutter
  • Non-perishable food, such as energy bars
  • Blanket
  • Crank or battery operated flashlight, with extra batteries
  • Road maps
  • Road flares

  • Candles in a deep can and matches
  • Work gloves
  • Windshield washer fluid
  • Jumper cable or batter pack
  • Sand, salt or kitty litter
  • Shovel and ice scraper and de-icer (methyl hydrate)
  • Whistle, in case you need to attract attention


The Canadian Red Cross sells emergency preparedness supplies you can keep in your car. Buy them here.

Contact Us

You may use this form to simply get in touch or to begin the quoting process.

We value your privacy. All we need is your name, postal code and one contact method. The information will only be used to follow up on your request. That's a promise.

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